Resources
Guides, comparisons, and references.
Plain-English resources on coverage, storm readiness, and what to do after a loss — for homeowners protecting a home and the brokers who place it.
Coverage & policy
Know what you’re buying.
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Reference
Insurance terms, in plain English
The vocabulary that shows up on a quote, a declarations page, or a non-renewal notice — HO-5, Coverage A, replacement cost, defensible space, FORTIFIED, and the rest.
Open the glossary -
Coverage comparison
HO-5 vs HO-3 vs CA FAIR Plan
A side-by-side look at what’s covered, what’s capped, and what’s left out — Stand’s HO-5 against a standard HO-3 and the California FAIR Plan, row by row.
Compare coverage -
Common questions
Frequently asked questions
Policy type, payment options, and how the broker workflow runs — the questions we hear most, answered in plain English.
Read the FAQs
Preparedness & recovery
Before, during, and after a storm.
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Interactive guide
The homeowner’s guide to home hardening
Pick your hazard, wildfire or hurricane, and harden the house yourself. An interactive look at where homes are actually lost, and the fixes that keep them standing.
Try the simulator -
Hurricane season
Hurricane & windstorm preparedness
The full reference — protect your family, protect your home, and the right steps before, during, and after a storm.
Open guide -
Hurricane season
Before the storm: quick guide
An 11-step checklist for when a storm is named — what to do first, what to pack, and what to watch for.
Open guide -
Emergency mitigation
Vendor resource directory
Water extraction, board-up, tarping, drying — starting points by region for the urgent first steps after a loss.
Open directory
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