Wind included
Hurricane wind isn't a separate policy you have to find. It's in the coverage, with its own hurricane deductible.
Hurricane coverage in Florida
Coverage for the storm path.
A purpose-built homeowners policy for high-value Florida homes, built around hurricane wind and the structural details that determine whether a roof stays on.
Create your Stand account.
Add your home details inside your account to request a Florida homeowners quote.
No payment required to start.
What's in the policy
A windstorm policy that actually pays.
Hurricane wind built in. Replacement cost on the dwelling, no haircut. Loss-of-use during evacuation. Mitigation credits for the work you've already done.
Replacement cost dwelling
Full rebuild value with inflation guard. No depreciation games when the worst happens.
Mitigation credits
Wind features you can prove, like roof straps, impact glass and shutters, earn premium credits. Verified at inspection.
Built-in extras
Debris removal, sewage backup, landscaping, refrigerated property, data — bundled, not bolted on.
How we underwrite it
We see the roof, not just the address.
A field inspection looks at the home itself: the roof attachments, the openings and the retrofit work.
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Roof details matter
Inspection looks at roof shape, attachments, openings, impact protection, and retrofit quality.
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Hardening rewarded
Straps, shutters, and impact glass can change the underwriting answer.
