A real HO-5, not a FAIR Plan stack
Open-perils homeowners coverage on wildfire-exposed homes — replacement cost, land stabilization, and up to 30 days of civil-authority evacuation expense. One policy instead of a FAIR-Plan-plus-DIC patchwork.
Write Stand · California
Quote and bind high-value California homes in one portal.
Submit a home in one form, see the price in the portal, and bind eligible homes yourself. Each quote arrives with the home's Stand Protection Plan.
Get appointedThe opportunity
Move FAIR Plan clients to one policy.
Many of your high-value clients in wildfire country carry a FAIR Plan policy and a DIC wrap. Stand prices the home on its actual details rather than its ZIP code, so the accounts you keep losing become accounts you can keep.
The program
Coverage worth re-quoting your California book for.
Bind eligible homes yourself
Eligible California homes quote and bind in the portal, with no call to Stand.
A protection plan on every quote
Every quote carries the home's Stand Protection Plan: the short list of fixes, in plain words, with nothing due before the policy starts.
You keep the client. We take the field work.
Stand runs the inspection and the mitigation consult directly with the homeowner. You stay agent-of-record without owning loss control.
How it underwrites
The parcel first, then a person.
Stand looks at the parcel, not the ZIP code: fire modeling where it runs, then a field inspection. That is how hard accounts get a property-specific look.
- 01
Parcel first
Where our fire model runs, it maps fire behavior, structure, vegetation and access for the exact parcel.
- 02
Field verified
An inspection confirms construction, defensible space, vents, and local conditions.
- 03
Mitigation priced
The hardening work your client has done shows up in the number — not a ZIP-code average.
Get appointed to write California.
Tell us about your agency. The self-serve application takes about five minutes.
Already appointed? Sign in to the broker portal ↗