Concierge protection and coverage for your home.

Full homeowners insurance priced for your home, not your ZIP code. Make it safer and your premium drops.

We quote high-value homes in California and Florida. Anywhere else, join your state's waitlist and we'll tell you when we open there.

Example home in wildfire country as it stands: a pine over the roof and dry grass up to the walls.
Annual premium
$17,400$12,480/ year
You save $4,920 a year. With every fix

Get a quote for your home

Example home. Prices are illustrative.

A team that helps you get it done.

We partner with you for the life of your policy. We help make your home safer, then keep watching it after you're insured.

  • Vetted local crews

    We line up crews we trust, or you use your own.

  • Member pricing

    Partner discounts on vents, ember mesh and water shut-offs.

  • We check the work

    Send photos when it's done. We confirm it.

  • Eyes on your home

    After you're insured, we keep watching. When a wildfire comes close, we call you.*

  • Claims, handled by people

    Call and reach a team that knows your home. Text is coming soon.

*California homes. Deployment and property access subject to safety conditions and official restrictions. Services cannot be guaranteed in all circumstances.

Ember-tight eaves

Finished by a vetted crew. Checked by Stand. One more fix done on your plan.

See what a plan includes

Ready when the season comes.

WildfireThe example wildfire-country home with the plan done, under a smoke column on the far ridge.
Smoke on the far ridge. The house is ready.
HurricaneThe example coastal home in a storm off the water, every shutter down.
A storm comes ashore. The shutters are down, and hurricane wind is in the policy.

A home is not a ZIP code.

A ZIP-code average can't see your house. On high-value homes in wildfire country, we look at the house itself.

A Stand digital twin of a sample home.
A Stand fire simulation across a sample parcel, tree by tree.
A Stand wind simulation over a sample coastal street. In testing.
The example home as a 3D model, with the end wall nearest the pine glowing hot.
Where a fire would hit first, and what fixing it is worth. Illustration.

See how we model a home

Built for brokers, too.

Submit a home in one form. See the price in the portal. Bind eligible homes yourself.

Get appointed Sign in to the broker portal
Illustration of the Stand broker portal.

Have a broker? Keep them. We'd rather work with yours than around them. Are you a broker? Get appointed

Hillside homes in wildfire country at golden hour.

A policy and a plan built for your home.

We quote high-value homes in California and Florida. Anywhere else, join your state's waitlist and we'll tell you when we open there.

Quoting in California and Florida. Every state next.

Sales and claims: 1-888-319-1332

Homes shown are illustrations. Prices are examples.