Dan Preston
CEO, co-founder
Founder & CEO of Metromile (Nasdaq: MILE), the company that built usage-based auto insurance. Board member at Dave (Nasdaq: DAVE).
Why Stand · for candidates
We make the most exposed homes in the country insurable again.
Stand is a technology company and a licensed insurance carrier. We pair aerospace-grade physics with a modern platform to price, cover, and reduce risk on the homes the rest of the market is fleeing.
$0M Raised to build the company
0 People across three disciplines
0% Growth, month over month
0 A+ and A‑rated reinsurance partners
01 What is Stand
Start with the problem everyone else is walking away from.
The problem
As wildfire, wind, and water losses mount, insurers have one backward-looking tool — price. So they raise rates or leave entire markets, and the most exposed homes lose coverage altogether.
The insight
But risk isn't fixed. The right roof, the right defensible space, the right materials make a home dramatically safer — and a safer home should cost less to insure. The industry could never prove it. We can.
What we do
Stand builds a physics-grade digital twin of every property and simulates how fire, wind, and water move around it. That science lets us cover homes others reject — and reward the owners who make them safer.
02 Why we win
Most companies have one edge. Stand compounds three.
Each moat is hard to build alone. Together — owned end to end — they're very hard to copy.
The science moat
Aerospace-grade simulation, applied to homes.
We model how fire, wind, and water actually behave around a specific property — using the same CFD and FEA methods that validate aircraft, accelerated with AI. Our team comes from SpaceX, SLAC, and the frontier of applied physics.
- Property-level risk, not ZIP-code averages
- Validated against real events — down to which homes survived
- Models that sharpen with every home we analyze
The insurance moat
We don't just score risk. We carry it.
Stand is a full-stack insurance carrier with world-leading reinsurance behind every policy. That means real underwriting authority and incentives aligned with the homeowner: a safer home should cost less to insure, and with us it does.
- Licensed E&S carrier with real authority
- Backed by 10 of the best A+ and A-rated reinsurers
- We price exactly what we model
The platform moat
A modern, vertically integrated system.
Instant quotes for brokers, a clear resilience plan for owners, and a data flywheel underneath it all. Because we own the full stack — science, underwriting, and software — every policy we write makes the next risk easier to price.
- Built for brokers — quotes in minutes, not weeks
- Mitigation made specific and actionable
- A compounding, proprietary data advantage
03 The opportunity
AI-native — top to bottom
You'll build on the bleeding edge of AI.
Stand runs on the best AI tooling and infrastructure on the planet — as the core of how every team works, not a side experiment. Joining now is a rare shot at building a high-leverage, AI-centric company while it's scaling.
01
AI in every workflow
Frontier models and coding agents run through engineering, underwriting, and ops. We adopt the best tools the week they ship — and rebuild how we work around them.
02
Physics × AI at scale
We train ML models on physics simulations and run them on GPU and HPC infrastructure — collapsing week-long engineering analyses into seconds.
03
Leverage over headcount
A deliberately small team with outsized output. AI multiplies everyone here, so the surface area you own is enormous from your very first week.
04
Skills that compound
Few places let you help build an AI-centric, vertically integrated company from the ground up — while it grows 20% a month. What you learn here compounds with it.
04 How we're organized
Fifty people. One tightly-integrated system.
Three disciplines, deeply integrated — science, insurance, and experience working as one team. Select a pillar to see what each does, and where we're hiring.
We hire ahead of need.
Stand is small enough that your work matters on day one, and growing fast enough that the org chart keeps changing. Pick a pillar above to see what each team does.
Science & Engineering · ~24 people
Physicists, ML researchers, and software engineers building the digital twin and the platform that runs on it.
Open roles include
All Science & Engineering roles → - Physics Simulation Engineer
- Full-Stack Software Engineer
Insurance · ~16 people
Underwriters, actuaries, and insurance operators who turn the science into coverage — and stand behind the risk.
Open roles include
All Insurance roles → - E&S High Value Homeowners Underwriter
- Risk Manager (Field)
Experience · ~10 people
The people who make Stand feel effortless — homeowners, brokers, claims, and the operations that hold it together.
Open roles include
All Experience roles → - Customer Success Lead
- Chief of Staff
05 Who's building it
A team that has done this before.
Stand's founders have built and scaled category-defining companies across insurance, marketplaces, fintech, and risk — and taken them to Nasdaq, Airbnb, and JPMorgan.
Jason Mueller
CPO, co-founder
CPO at Policygenius (acq. by Zinnia), VP of Product at Pendo, and founder of MyFit (acq. by Naviance). Deep in distribution and consumer experience.
Sam Shank
Co-founder
Co-founder & CEO of HotelTonight (acq. by Airbnb) and founder of DealBase. Built one of the defining marketplaces in travel.
Bill Clerico
Co-founder
Founder & CEO of WePay (acq. by JPMorgan Chase) and founder of Convective Capital, the leading wildfire-technology fund.
The wider team comes from
SpaceXSLACAIGPureMetromilePolicygeniusHotelTonightWePay
06 Backed for the long build
$80M
raised from investors who back hard, technical companies — patient capital to build a carrier and the science underneath it, not a quick app.
Eclipse Ventures Reinventing real-world industries
Inspired Capital Backing exceptional founders early
Lowercarbon Capital Technology for a more resilient planet
Equal Ventures Thesis-driven, insurance-native
07 The trajectory
Growing 20% month over month.
Compounding at 20% a month is roughly 9× in a year. More homes, more brokers, more states — California today, with Florida next. We're hiring ahead of that curve, which is why this page exists.
Your stand
Come build the company the most exposed homes are asking for.
Hard problems, unusual people, and work that genuinely matters. If that's you, we want to talk — for any role on the board, or one we haven't posted yet.