Actuarial Science
at Stand
A new actuarial discipline built for climate volatility, real-time data, and property-specific risk.
Modern actuarial science for property-level risk
Risk Redefined
A new paradigm for insurance: Stand actuaries help redefine the role of insurance by pairing advanced climate modeling with incentives that enable homeowners to reduce risk, not simply be underwritten by it.
Agentic AI in actuarial modeling
Stand applies agentic AI and LLMs to actuarial modeling, enabling faster iteration and deeper understanding of complex risk.
Physics + AI guiding mitigation
Actuarial Science at Stand combines advanced physics-based modeling and AI to identify the true drivers of property risk and guide mitigation—helping homeowners protect and insure their homes.
Being an actuary at Stand is not a back-office role. It is a front-line insurance product role. You are shaping how risk is understood, priced, and acted on at the individual property level. Not at the ZIP code. Not at the portfolio abstraction. At the home. You work directly with product, underwriting, and applied science to turn real-world physics, mitigation actions, and homeowner behavior into pricing decisions that actually change outcomes.
This is a departure from traditional actuarial work. At Stand, actuaries help define how loss is measured, segmented, and influenced at the property level. You model the probability and severity of loss as a function of property features, mitigation efficacy, and intervention timing. You pressure-test assumptions quickly. You ship changes into production. You see the impact in bind rates, loss ratios, and homeowner behavior within weeks, not years.
Your progression is clear. Crawl: learn the system—data sources, simulations, and underwriting workflows. Walk: own pricing and risk logic end to end, from inputs to rate impact to distribution behavior. Run: redefine actuarial work in climate-exposed insurance by designing new rating dimensions, partnering on new products, and influencing reinsurance and capital conversations with models you helped build.
If you want a career where actuarial judgment directly shapes product strategy, customer experience, and loss performance, this is it. You will be a decision-maker. You will help build the next generation of insurance for a world where risk is local, dynamic, and solvable.
Explore Career Opportunities with us here!
