We protect and insure homes — wildfire, hurricane, and beyond.

We use physics and AI to understand the true risk of your property and help make your home insurable.

How Stand Works — From Science to Insurance

Assess Risk with Physics

Wildfire and hurricane simulations that are far more accurate than traditional location-only risk scoring.

Fortify Your Home

We guide you on defensible space and storm hardening so your home is more resilient and qualifies for insurance and discounts.

Insurance with Confidence

Fast quotes, clear pathways, and coverage others won’t provide. We stick with you for the long haul.

As seen in

Frequently asked questions

Frequently asked questions

What types of insurance do your carrier partners offer in California?

California: We offer an HO-5 policy, also known as a “Comprehensive Form” homeowners policy. This provides coverage for your home, belongings, and personal liability on an open-perils basis—meaning it protects against a wide range of risks unless specifically excluded.

What types of insurance do your carrier partners offer in California?

California: We offer an HO-5 policy, also known as a “Comprehensive Form” homeowners policy. This provides coverage for your home, belongings, and personal liability on an open-perils basis—meaning it protects against a wide range of risks unless specifically excluded.

What types of insurance do your carrier partners offer in California?

California: We offer an HO-5 policy, also known as a “Comprehensive Form” homeowners policy. This provides coverage for your home, belongings, and personal liability on an open-perils basis—meaning it protects against a wide range of risks unless specifically excluded.

What types of insurance do your carrier partners offer in California?

California: We offer an HO-5 policy, also known as a “Comprehensive Form” homeowners policy. This provides coverage for your home, belongings, and personal liability on an open-perils basis—meaning it protects against a wide range of risks unless specifically excluded.

What types of insurance do your carrier partners offer in Florida?

Florida: We offer an HO-3 policy, the most common homeowners insurance form in the U.S. It provides open-perils coverage for the structure of your home and named-perils coverage for personal property—covering only the specific risks listed in the policy.

What types of insurance do your carrier partners offer in Florida?

Florida: We offer an HO-3 policy, the most common homeowners insurance form in the U.S. It provides open-perils coverage for the structure of your home and named-perils coverage for personal property—covering only the specific risks listed in the policy.

What types of insurance do your carrier partners offer in Florida?

Florida: We offer an HO-3 policy, the most common homeowners insurance form in the U.S. It provides open-perils coverage for the structure of your home and named-perils coverage for personal property—covering only the specific risks listed in the policy.

What types of insurance do your carrier partners offer in Florida?

Florida: We offer an HO-3 policy, the most common homeowners insurance form in the U.S. It provides open-perils coverage for the structure of your home and named-perils coverage for personal property—covering only the specific risks listed in the policy.

How is the value of my property determined?

Stand collaborates with brokers experienced in high-net-worth insurance and who possess local insights into home rebuilding costs. These brokers, along with local builders and home inspectors, contribute to developing a thorough valuation proposal for your home.

How is the value of my property determined?

Stand collaborates with brokers experienced in high-net-worth insurance and who possess local insights into home rebuilding costs. These brokers, along with local builders and home inspectors, contribute to developing a thorough valuation proposal for your home.

How is the value of my property determined?

Stand collaborates with brokers experienced in high-net-worth insurance and who possess local insights into home rebuilding costs. These brokers, along with local builders and home inspectors, contribute to developing a thorough valuation proposal for your home.

How is the value of my property determined?

Stand collaborates with brokers experienced in high-net-worth insurance and who possess local insights into home rebuilding costs. These brokers, along with local builders and home inspectors, contribute to developing a thorough valuation proposal for your home.

What can I expect should I have a claim?

If you’re a California policyholder and need to file a claim, call our claims team at 415-466-1448 or email claims@getstand.com. We’ll guide you through every step of the process.

What can I expect should I have a claim?

If you’re a California policyholder and need to file a claim, call our claims team at 415-466-1448 or email claims@getstand.com. We’ll guide you through every step of the process.

What can I expect should I have a claim?

If you’re a California policyholder and need to file a claim, call our claims team at 415-466-1448 or email claims@getstand.com. We’ll guide you through every step of the process.

What can I expect should I have a claim?

If you’re a California policyholder and need to file a claim, call our claims team at 415-466-1448 or email claims@getstand.com. We’ll guide you through every step of the process.

How do you help mitigate risk over time?

At Stand, we can help you mitigate property risk over time through continuous monitoring and proactive protection. By using physics-driven insights tailored to each property, we help homeowners implement scientifically backed adjustments that preserve the property’s aesthetics while reducing climate peril risk.

How do you help mitigate risk over time?

At Stand, we can help you mitigate property risk over time through continuous monitoring and proactive protection. By using physics-driven insights tailored to each property, we help homeowners implement scientifically backed adjustments that preserve the property’s aesthetics while reducing climate peril risk.

How do you help mitigate risk over time?

At Stand, we can help you mitigate property risk over time through continuous monitoring and proactive protection. By using physics-driven insights tailored to each property, we help homeowners implement scientifically backed adjustments that preserve the property’s aesthetics while reducing climate peril risk.

How do you help mitigate risk over time?

At Stand, we can help you mitigate property risk over time through continuous monitoring and proactive protection. By using physics-driven insights tailored to each property, we help homeowners implement scientifically backed adjustments that preserve the property’s aesthetics while reducing climate peril risk.

We strive to provide you with the most tailored and highest quality insurance products and customer service so you can live life knowing you have the right insurance for your assets.


548 Market St. PMB 70879, San Francisco, California 94104

Business Inquiries: +1-415-903-8091

Claims: +1-415-466-1448 or claims@getstand.com

Support: support@getstand.com


Stand Protect, Inc. (d/b/a Stand Insurance Solutions) is a licensed insurance producer in California (License #6014213) and partners with an A-rated or better carrier and reinsurers.

We strive to provide you with the most tailored and highest quality insurance products and customer service so you can live life knowing you have the right insurance for your assets.


548 Market St. PMB 70879, San Francisco, California 94104

Business Inquiries: +1-415-903-8091

Claims: +1-415-466-1448 or claims@getstand.com

Support: support@getstand.com


Stand Protect, Inc. (d/b/a Stand Insurance Solutions) is a licensed insurance producer in California (License #6014213) and partners with an A-rated or better carrier and reinsurers.

We strive to provide you with the most tailored and highest quality insurance products and customer service so you can live life knowing you have the right insurance for your assets.


548 Market St. PMB 70879, San Francisco, California 94104

Business Inquiries: +1-415-903-8091

Claims: +1-415-466-1448 or claims@getstand.com

Support: support@getstand.com


Stand Protect, Inc. (d/b/a Stand Insurance Solutions) is a licensed insurance producer in California (License #6014213) and partners with an A-rated or better carrier and reinsurers.

We strive to provide you with the most tailored and highest quality insurance products and customer service so you can live life knowing you have the right insurance for your assets.


548 Market St. PMB 70879, San Francisco, California 94104

Business Inquiries: +1-415-903-8091

Claims: +1-415-466-1448 or claims@getstand.com

Support: support@getstand.com


Stand Protect, Inc. (d/b/a Stand Insurance Solutions) is a licensed insurance producer in California (License #6014213) and partners with an A-rated or better carrier and reinsurers.